In 2025, the FHA loan limits set for Waimalu County, located in Honolulu, HI, are as follows: $770,500 for single-family homes, $986,400 for duplexes, $1,192,300 for triplex structures, and $1,481,750 for those with four units.
Maximum amounts for conventional loans on a single-family residence reach $1,089,300, escalating to $1,394,775 for two-unit homes, $1,685,850 for structures with three units, and $2,095,200 for homes featuring four units.
Employ our FHA calculator to uncover today's best FHA rates and ascertain necessary downpayment details, as well as review income, credit requirements, reserves, and needed documentation for eligibility.
Utilize the Lendersa® calculator to compare FHA loans in terms of rates and conditions with other loan programs, such as Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans, ensuring you explore a comprehensive range of options.
Lendersa® acquires comprehensive data from thousands of lenders, rapidly matching it to your financial profile and precise needs for efficient results.
Within Waimalu, Honolulu, HI, the Loan Limits Comparison Table for 2025 presents maximum amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Assess qualifications concerning income, reserves, and credit through the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $770,500 | $986,400 | $1,192,300 | $1,481,750 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| USDA | $725,000 | $725,000 | $725,000 | $725,000 |
| VA | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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