During 2026, the FHA loan limits for Mililani-Mauka County, as part of Honolulu, HI, are set at $721,050 for a single-family home, $923,050 for two-unit structures, $1,115,800 for three-unit buildings, and $1,386,650 for those with four units.
The ceiling for conventional loan amounts is $822,375 for single-family properties, increasing to $1,053,000 for duplexes, $1,272,750 for triplexes, and $1,581,750 for those with four units.
Use our FHA calculator to access today's most favorable FHA rates and evaluate the required downpayment, income, credit, reserves, and necessary documents for qualification.
Through the Lendersa® calculator, you can compare FHA rates and terms with those from a wide range of other loan programs, including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
Lendersa® uses extensive loan program data from thousands of lenders to provide quick comparisons tailored to your individual financial profile and needs.
Within Mililani-Mauka, Honolulu, HI, the Loan Limits Comparison Table for 2026 details maximum loan allowances for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Examine qualification requirements such as income, reserves, and credit with the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $721,050 | $923,050 | $1,115,800 | $1,386,650 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| USDA | $576,800 | $576,800 | $576,800 | $576,800 |
| VA | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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