In 2026, the FHA loan limit in Mountain-View county, Hawaii, HI, is $408,250 for a single-family home. For two units, it's $522,600; three units is $631,750; and for four units, the limit is $785,100.
Conventional loans have a cap of $822,375 for single-family homes, $1,053,000 for two units, $1,272,750 for three units, and $1,581,750 for four-unit residences.
Utilize our FHA calculator to find today's FHA best rates and to determine the needed downpayment, income, credit, reserves, and documentation for qualification.
The Lendersa® calculator helps you compare FHA rates with other loans, including Conventional, Jumbo, VA, USDA, Non-QM, and hard money options for a comprehensive view.
Lendersa® compiles data from thousands of lenders, providing quick comparisons aligned with your financial profile.
Refer to the Loan Limits Comparison Table for 2026 in Mountain-View county, Hawaii, HI. It includes FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money amounts. Use Lendersa® SLIQ™ for comparing requirements like income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $408,250 | $522,600 | $631,750 | $785,100 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| USDA | $391,000 | $391,000 | $391,000 | $391,000 |
| VA | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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