In the year 2026, the FHA loan limits in Hawaiian-Acres, which falls within the county of Hawaii, HI, are defined as $408,250 for a single-family property. For those properties featuring two units, the limit is $522,600; for three-unit homes, it stands at $631,750, and for four-unit properties, the cap is $785,100.
Regarding conventional loans, the highest permissible loan amount for a single-family residence reaches $822,375. For two-unit structures, the limit is $1,053,000; for three-unit residences, it's set at $1,272,750, and for four-unit homes, the maximum is $1,581,750.
Our FHA calculator is designed to unveil the top FHA rates available today and assists you in understanding the required down payment, income specifications, credit score, reserved funds, and pertinent documentation necessary to qualify for a loan.
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Through the Lendersa® calculator, individuals can effectively assess FHA rates and terms alongside all other potential loan ventures. Delve into and examine the conditions of Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans in direct comparison to FHA.
Lendersa® compiles comprehensive loan program data sourced from thousands of lenders, prioritizing a fast evaluation of this information to suit your specific financial situation and needs.
The Loan Limits Comparison Table for 2026 in Hawaiian-Acres county of Hawaii, HI offers a detailed comparison of the highest loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money options. To assess eligibility requirements including income, reserves, and creditworthiness, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) for a thorough analysis.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $408,250 | $522,600 | $631,750 | $785,100 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| USDA | $391,000 | $391,000 | $391,000 | $391,000 |
| VA | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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