In 2026, the FHA loan limits for properties in Hawaiian-Paradise-Park County of Hawaii, HI, are defined as: $408,250 for a single-family home, $522,600 for duplexes, $631,750 for triplexes, and $785,100 for four-unit residences.
The maximum loan amounts available through conventional loans are $822,375 for a single-family residence, scaling up to $1,053,000 for two units, $1,272,750 for three-unit homes, and $1,581,750 for properties with four units.
Use our FHA calculator to explore today’s FHA best rates and to determine the necessary downpayment. Assess income, credit score requirements, reserves, and what documentation is needed to qualify.
The Lendersa® calculator allows you to compare FHA rates and terms with those of other loan programs, including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans. Delve into diverse financial options.
Lendersa® accumulates extensive loan program data from thousands of lenders, delivering fast and tailored comparisons that match your individual financial profile and needs.
The Loan Limits Comparison Table for 2026 in Hawaiian-Paradise-Park, located within Hawaii, HI, outlines the maximum permissible amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to analyze qualification requirements including income, reserves, and credit metrics.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $408,250 | $522,600 | $631,750 | $785,100 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| USDA | $391,000 | $391,000 | $391,000 | $391,000 |
| VA | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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