In 2026, the FHA loan limits for Hawaiian-Beaches county within Hawaii, HI are set at $408,250 for a single-family dwelling, $522,600 for homes with two units, $631,750 for three units, and $785,100 for four-unit residences.
The maximum cap for conventional loans on a single-family residence stands at $822,375. For homes with two units, it's $1,053,000, for three units it's $1,272,750, and for four units, it is $1,581,750.
Utilize our FHA calculator to find and assess today's best FHA rates and determine the requisite downpayment, income levels, credit score minimums, necessary reserves, and documentation to qualify.
The Lendersa® calculator provides a comprehensive comparison of FHA rates and terms with those of other available loan programs. Assess a variety of options, including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans, alongside FHA options.
Lendersa® compiles extensive data from numerous lenders quickly, aligning it with your distinct financial profile to suit your needs.
The Loan Limits Comparison Table for 2026 in Hawaiian-Beaches county of Hawaii, HI offers insights into the maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money lending. Compare qualification standards, including income and credit requirements, by using Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $408,250 | $522,600 | $631,750 | $785,100 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| USDA | $391,000 | $391,000 | $391,000 | $391,000 |
| VA | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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