2026 FHA (Government Loans) Limits for Fort-Dodge, Webster County, Iowa

For 2026, the FHA loan cap in Fort-Dodge county, Webster, IA, is $356,362 for single-family homes. For two-unit buildings, it is $456,275, for three-units $551,500, and for four-units, it's $685,400.

Conventional loans have a maximum limit of $548,250 for single-family residences, with limits of $702,000 for two units, $848,500 for three units, and $1,054,500 for four units.

Use our FHA calculator to check today's best FHA rates and determine the downpayment, income, credit, reserves, and necessary documentation for qualification.

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Review your loan options in Fort-Dodge, IA

Using the Lendersa® calculator, compare FHA rates and terms with all other available loan programs. Look into Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA options.

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The Loan Limits Comparison Table for 2026 in Fort-Dodge county, Webster, IA, lets you compare maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Use Lendersa® Super Loan Integrated Qualifier (SLIQ™) to assess qualifications like income, reserves, and credit.

Loan limits Fort-Dodge county of Webster, IA

SFR 2 Units 3 Units 4 Units
FHA $356,362 $456,275 $551,500 $685,400
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $548,250 $702,000 $848,500 $1,054,500
USDA $285,000 $285,000 $285,000 $285,000
VA $548,250 $702,000 $848,500 $1,054,500
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


Fort-Dodge FHA Lenders

  • Peoples Bank
  • 116 West State Street, Jefferson, IA, 50129
  • Lends in Iowa
  • Jefferson Branch is a branch office of Peoples Bank. They provide the following services: Full Service Office Location and are located at 116 West State Street in Jefferson Iowa.
    Mobile and traditional directions to this location can be found below along with ratings, lobby hours, their phone number, online banking website

  • Security State Bank
  • 207 Isabella Street, Radcliffe, IA, 50230
  • Lends in Iowa
  • Security State Bank (SSB) is one of the oldest banks in Iowa. On July 1, 1884 the Bank of Radcliffe was the 1st Bank to be established in Radcliffe, Iowa. In 1914, the bank was incorporated & the name was changed to Security State Bank. We are proud to be celebrating over 135 years of community service to the Hardin, Hamilton, & Story County areas.

  • Vision Bank of Iowa
  • 104 Chestnut, Ames, IA, 50010
  • Lends in Iowa
  • VisionBank is dedicated to creating meaningful relationships with customers in each community and helping each community be the best that it can be. The bank offers full service retail, mortgage, consumer, commercial, commercial real estate, and agricultural deposit and lending products and services.

  • Iowa Savings Bank
  • 510 Highway 30 West, Carroll, IA, 51401
  • Lends in Iowa
  • Iowa Savings Bank We appreciate the time you are taking to learn more about one of the most reputable and strongest local banks in Western Iowa. We believe it is important first of all to serve the needs of our customers whether it be as a safe haven for their funds or as a source of funds for public, business, family and personal needs.

  • Availa Bank
  • 126 W 6th St, Carroll, IA, 51401
  • Lends in Iowa
  • Since 1870, Availa Bank has been providing Iowans with high quality financial products and services to fit their needs. With such a rich history, you can be sure we have the service and expertise you’re looking for in a financial institution. We have something for all your needs, whether you want to take out a loan.

  • Citizens First National Bank
  • 529 Lake Avenue, Storm Lake, IA, 50588
  • Lends in Iowa
  • In 1902, Fred and George Schaller started the Citizens Bank as a private banking business with deposits of $70, 000.00. Since that time the bank has remained locally owned and managed by the Schaller family through the currency crisis of 1907, the depression of the 1930's, the agricultural crisis of the 1980's and the financial crisis of 2008.

  • Central Bank Iowa
  • 600 Lake Avenue, Storm Lake, IA, 50588
  • Lends in Iowa
  • That’s the nature of being a part of Central Bank. Our small-town roots and dedication to the communities we serve push us to help our customers and communities to accomplish great things. We’re family-owned and decisions are made locally, not in a distant skyscraper. Whether it’s a mortgage, a small-business loan

  • Westside State Bank
  • 401 First Street, Westside, IA, 51467
  • Lends in Iowa
  • Westside State Bank first opened the doors of our Westside, Iowa location in 1906. Since those early days, we've been dedicated to offering the conveniences and value of a big bank, while still maintaining the integrity and charm of a community bank — where decisions are made locally and interactions are handled by people you know and trust.

  • City State Bank
  • 100 NE Jacob St, Grimes, IA, 50111
  • Lends in Iowa
  • At City State Bank we are proud to be a locally owned, family owned, community bank. And during a time of mergers, acquisitions, and 'bigger is better' philosophy, we like being different. Sure, we have great products, but more importantly, we have the great service that should go with those products.

  • Community Choice Credit Union
  • 8404 NW 62nd Ave, Johnston, IA, 50131
  • Lends in Iowa
  • Community Choice, we UNbank. That means doing things the big banks won’t. We’re a member-owned cooperative that was established and continues to operate on the principal of members helping members. We’re not owned by a holding company or some crazy, faceless conglomerate. We’re owned by over 50, 000 Iowans that are just like you.