In 2026, FHA loan limits in Washington, Washington, IA, are $472,030 for a single-family home, $604,400 for two units, $730,525 for three units, and $907,900 for four units.
The peak loan amount for conventional loans on a single-family residence is $726,200. It increases to $929,850 for two units, $1,123,900 for three, and $1,396,800 for four units.
Utilize our FHA calculator to access today’s best FHA rates and figure out the downpayment, income, credit, reserves, and documentation needed to qualify.
The Lendersa® calculator helps you compare FHA rates and terms alongside other loan programs. Evaluate choices like Conventional loans, Jumbo, VA, USDA, Non-QM, and hard money loans in comparison to FHA.
Lendersa® aggregates data from thousands of lenders, offering swift comparisons tailored to your financial profile and needs.
The Loan Limits Comparison Table for 2026 in Washington, Washington, IA, shows maximum amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To assess qualification criteria such as income, reserves, and credit, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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