In 2026, the FHA loan limits for Sergeant-Bluff, situated in Woodbury County, IA, are $356,362 for a single-family home, $456,275 for 2-units, $551,500 for 3-units, and $685,400 for 4-units.
Maximum amounts for conventional loans on single-family homes are $548,250, $702,000 for 2-units, $848,500 for 3-units, and $1,054,500 for 4-units.
Our FHA calculator helps you see today’s best rates and calculate the required downpayment, income, credit, reserves, and documents needed for qualification.
The Lendersa® calculator allows you to compare FHA loan rates and terms with other programs, including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
Lendersa® rapidly gathers and assesses loan program data from thousands of lenders, comparing it with your unique financial profile and needs.
For 2026, the Loan Limits Comparison Table in Sergeant-Bluff, Woodbury County, IA, contrasts maximum amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To compare qualification necessities like income, reserves, and credit, utilize Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,362 | $456,275 | $551,500 | $685,400 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $285,000 | $285,000 | $285,000 | $285,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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