In 2025, the FHA loan limits for the county of Woodbury, in Sioux-City, IA, are as follows: $356,362 for a single-family home, $456,275 for 2 units, $551,500 for 3 units, and $685,400 for 4 units.
The maximum loan amount for conventional loans on a single-family home is $548,250. For a residence with 2 units, it is $702,000, for 3 units, it's $848,500, and for 4 units, the limit is $1,054,500.
Use our FHA calculator to explore today’s top FHA rates and determine the needed downpayment, income, credit requirements, reserves, and necessary documents for qualification.
The Lendersa® calculator helps compare FHA rates and terms with those of other loan programs. Explore and evaluate FHA alongside Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
Lendersa® quickly gathers loan program data from thousands of lenders, providing swift comparisons with your specific financial profile and needs.
The Loan Limits Comparison Table for 2025 in Sioux-City county, Woodbury, IA, details the maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To analyze qualification criteria such as income, reserves, and credit, utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,362 | $456,275 | $551,500 | $685,400 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $285,000 | $285,000 | $285,000 | $285,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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