The FHA loan limits for 2026 in Vinton county within Benton, IA are set at $472,030 for single-family homes, $604,400 for duplexes, $730,525 for triplexes, and $907,900 for four-unit properties.
For conventional loans, the maximum amounts are $726,200 for a single-family dwelling, $929,850 for two-unit buildings, $1,123,900 for three-unit structures, and $1,396,800 for four units.
Take advantage of our FHA calculator to access today's top FHA rates and evaluate your qualification criteria, including downpayment, credit score, income, reserves, and necessary documentation.
Use the Lendersa® calculator to contrast FHA rates and terms with various loan programs, including Conventional, Jumbo, VA, USDA, Non-QM, and hard money options.
The system retrieves loan data from thousands of lenders, comparing it swiftly with your unique financial profile and requirements.
For 2026, the Loan Limits Comparison Table for Vinton county in Benton, IA enables side-by-side analysis of FHA, Conventional, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loan caps. For detailed qualification comparisons regarding income, credit, and reserves, try Lendersa®’s Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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