2026 FHA (Government Loans) Limits for Williamsburg, Iowa County, Iowa

In the year 2026, the FHA loan limits in the county of Iowa, IA are set for Williamsburg. These limits are as follows: $472,030 for single-family homes, $604,400 for two units, $730,525 for three units, and $907,900 for four units.

For conventional loans, the utmost loan amounts for a single-family home are $726,200, $929,850 for two units, $1,123,900 for three units, and $1,396,800 for four units.

Utilize our FHA calculator to find today's best FHA rates and comprehend the required downpayment, income, credit, reserves, and documents for qualification.

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With the Lendersa® calculator, you have the ability to assess FHA rates and terms, along with those of various other loan programs. Delve into and contrast options like Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans, all while comparing with FHA.

Lendersa® aggregates loan data from thousands of lenders, delivering comparisons in seconds that are tailored to your distinct financial circumstances and demands.

The Loan Limits Comparison Table for 2026 in the county of Iowa, IA, Williamsburg allows you to compare the maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money. To evaluate qualification prerequisites such as income, reserves, and credit, engage with the Lendersa® Super Loan Integrated Qualifier (SLIQ™).

Loan limits Williamsburg county of Iowa, IA

SFR 2 Units 3 Units 4 Units
FHA $472,030 $604,400 $730,525 $907,900
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $726,200 $929,850 $1,123,900 $1,396,800
USDA $336,500 $336,500 $336,500 $336,500
VA $726,200 $929,850 $1,123,900 $1,396,800
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


  • UNITE Credit Union
  • 802 West 29th Street, Cedar Falls, IA, 50613
  • Lends in Iowa
  • UNITE Credit Union provides financial services to employees, students, alumni and families of the University of Northern Iowa and Cedar Falls Community School District. Members also include employees, retirees and families of MidAmerican Energy, Greco Financial and Nagle Signs. UNITE is federally insured by the National Credit Union Association.

  • Danville State Savings Bank
  • 109 North Main Street, Danville, IA, 52623
  • Lends in Iowa
  • Danville State Savings Bank is a community institution with a legacy of strong and steady relationships. We look back at our history to help you move forward. Today’s customer requires access to account information after regular business hours — and from wherever she or he happens to be at the time. Your bank is ready to meet this demand.

  • GNB Bank
  • 529 G Ave, Grundy Center, IA, 50638
  • Lends in Iowa
  • GNB Bank is proud to be a locally and employee owned, community bank with a focus on friendly, personal service from people you know and trust. We take care of the communities we serve – families, small businesses, local agriculture – and we care about you! I invite you to sample the financial services we offer, from loans, insurance

  • Community Bank of Oelwein
  • 150 1st St SE, Oelwein, IA, 50662
  • Lends in Iowa
  • At Community Bank you are treated like a friend. Our success is measured by the relationships we build with our customers providing competitive banking products, the latest technology, and individualized hands-on service.We consider it a privilege to do business with our customers.

  • Blackhawk Bank & Trust, IL
  • 301 4th Street West, Milan, IL, 61264
  • Lends in Iowa
  • Blackhawk Bank & Trust has been serving the banking needs of the Quad Cities community since 1961 when ground was broken on our first branch in Milan, Illinois. Today the Blackhawk Bank & Trust branch footprint extends through the counties of Rock Island, Mercer, and Henry in Illinois, and Scott in Iowa.

  • Legacy Bank.
  • 502 8th St. SW, Altoona, IA, 50009
  • Lends in Iowa
  • At Legacy Bank, we are committed to providing excellent customer service and quality financial products at competitive rates. Legacy Bank is a locally owned and operated community bank. We have been serving the area since 1904. We promote growth and development around central Iowa and look to foster success for all of our customers.

  • Neighborhood Housing Services of Davenport Iowa, Inc.
  • 710 Charlotte St, Davenport, IA, 52803
  • Lends in Iowa
  • Neighborhood Housing Services of Davenport Iowa, Inc. is a 501(c)3 and created in 1981 by community members who identified a need for an organization to rehabilitate and preserve affordable and/or historic properties within the City of Davenport. Over the years this mission has adapted to meet the identified needs of the community.

  • Chuck Sorensen, Mortgage Loan Originator
  • 4301 East 53rd Street, Davenport, IA, 52807
  • Lends in Iowa
  • American Bank and Trust Company, began as a neighborhood bank on the Hilltop in Rock Island, Illinois. It began with a simple idea – that customers should receive the same kind of friendly and personalized service we would appreciate ourselves. 46 years later, this simple philosophy has helped us grow to become a $375 million.

  • First Central State Bank
  • 914 6th Ave, De Witt, IA, 52742
  • Lends in Iowa
  • As a locally owned bank, First Central State Bank is in touch with the community we serve and is responsive to the financial needs of our customers.

    We work hard to provide innovative solutions that give our customers, our neighbors, employers and friends, a safe and secure financial future.

  • Community State Bank - Des Moines, IA
  • PO Box 127, Ankeny, IA, 50021
  • Lends in Iowa
  • At Community State Bank, our name says it all. As a premier banking and financial services organization in central Iowa, we put our employees, clients and communities first - in everything we do. We strive to exceed this standard and care for the unique needs of our customers by providing industry-leading knowledge