In the year 2025, the FHA loan limits in American-Falls within Power, ID are outlined as follows: $356,362 for a single-family residence, $456,275 for a two-unit structure, $551,500 for a triplex, and $685,400 for four-unit properties.
The limit on conventional loans for a single-family home stands at $548,250. For two-unit properties, the limit is $702,000, it is $848,500 for tri-unit homes, and reaches $1,054,500 for four-unit structures.
To determine today's favorable FHA rates and calculate essential downpayments, required income, credit conditions, reserve needs, and necessary qualification documents, employ our FHA calculator.
Discover and compare loan offers from a network of 100 lenders
The Lendersa® calculator offers the ability to juxtapose FHA loans' rates and terms against those of all other loan programs. Dive into comparisons involving Conventional loans, Jumbo mortgages, VA, USDA, Non-QM, and hard money options alongside the FHA.
Utilizing data from thousands of lenders, Lendersa® conducts a rapid comparison against your unique financial needs and situation, tailoring recommendations just for you.
The Loan Limits Comparison Table, for the year 2025 in American-Falls, Power, ID, helps in evaluating maximum loan amounts for various products including FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. For an analysis of qualification metrics, such as income, reserves, and credit, make use of Lendersa®'s Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,362 | $456,275 | $551,500 | $685,400 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $285,000 | $285,000 | $285,000 | $285,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
|
|
|
|
|
|
|
|
FHA Guides
TYPES OF LOANS WE HANDLE:
CITIES CLOSE BY:
"The drum of the realization of the promise is beating, we are sweeping the road to the sky. Your joy is here today, what remains for tomorrow? The armies of the day have chased the army of the night..."
NMLS 1795154
