In the year 2026, the FHA loan limits in American-Falls within Power, ID are outlined as follows: $356,362 for a single-family residence, $456,275 for a two-unit structure, $551,500 for a triplex, and $685,400 for four-unit properties.
The limit on conventional loans for a single-family home stands at $548,250. For two-unit properties, the limit is $702,000, it is $848,500 for tri-unit homes, and reaches $1,054,500 for four-unit structures.
To determine today's favorable FHA rates and calculate essential downpayments, required income, credit conditions, reserve needs, and necessary qualification documents, employ our FHA calculator.
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The Lendersa® calculator offers the ability to juxtapose FHA loans' rates and terms against those of all other loan programs. Dive into comparisons involving Conventional loans, Jumbo mortgages, VA, USDA, Non-QM, and hard money options alongside the FHA.
Utilizing data from thousands of lenders, Lendersa® conducts a rapid comparison against your unique financial needs and situation, tailoring recommendations just for you.
The Loan Limits Comparison Table, for the year 2026 in American-Falls, Power, ID, helps in evaluating maximum loan amounts for various products including FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. For an analysis of qualification metrics, such as income, reserves, and credit, make use of Lendersa®'s Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,362 | $456,275 | $551,500 | $685,400 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $285,000 | $285,000 | $285,000 | $285,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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