In 2026, the FHA loan limits in Blackfoot county of Bingham, ID are as follows: $472,030 for a single-family home, $604,400 for two units, $730,525 for three units, and $907,900 for four units.
For conventional loans, the maximum amount permissible for a single-family residence is $726,200, increasing to $929,850 for two-unit properties, $1,123,900 for three-unit buildings, and $1,396,800 for four-unit homes.
Utilize our FHA calculator to identify today’s most competitive FHA rates and determine necessary down payments, income levels, credit scores, reserves, and documents for qualification requirements.
The Lendersa® calculator provides the capacity to compare FHA rates and terms against other loan options, such as Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans, ensuring a comprehensive exploration of financial possibilities.
Lendersa® swiftly compiles data from a diverse collection of thousands of lenders, aligning it with your unique financial profile and needs for immediate comparison.
The Loan Limits Comparison Table for 2026 in Blackfoot county, Bingham, ID, offers a detailed overview of maximum loan amounts. It includes FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, HECM Reverse Mortgage, and hard money loans. For reviewing qualification criteria like income, reserves, and credit requirements, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $356,300 | $356,300 | $356,300 | $356,300 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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