In 2026, FHA loan limits within Fort-Hall county of Bannock, ID, are $356,362 for a single-family home, $456,275 for duplexes, $551,500 for triplexes, and $685,400 for four-unit buildings.
For conventional loans, the maximum for a single-family residence is $548,250. It extends to $702,000 for two-unit homes, $848,500 for three-unit structures, and $1,054,500 for four-unit properties.
Use our FHA calculator to explore today’s best FHA rates, and assess downpayment needs, income, credit scores, reserves, and documentation required for qualification.
Lendersa® calculator offers the ability to compare FHA rates and terms with other loan types including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
Lendersa® compiles data from thousands of lenders, rapidly matching it to your specific financial profile and requirements.
The 2026 Loan Limits Comparison Table for Fort-Hall county, Bannock, ID, offers a detailed analysis of maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Evaluate requirements for income, reserves, and credit with Lendersa®'s Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,362 | $456,275 | $551,500 | $685,400 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $285,000 | $285,000 | $285,000 | $285,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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