In the year 2026, the FHA loan limits defined for Chubbuck county, in Bannock, ID, are as follows: a single-family home limit of $472,030, $604,400 for two-unit buildings, $730,525 for those with three units, and finally, $907,900 for residences with four units.
Conversely, for conventional loans, the maximum allowable amount for a single-family home is $726,200. For two-unit structures, this increases to $929,850, going up to $1,123,900 for three-unit homes, and topping at $1,396,800 for four-unit properties.
Use our FHA calculator to identify today's top FHA rates and assess the necessary down payment, income criteria, credit evaluation, reserves, and documentation required to qualify.
The Lendersa® tool allows you to compare FHA loan rates and terms with those of various other loan options. This includes Conventional loans, Jumbo, VA, USDA, Non-QM, and hard money loans.
Lendersa® efficiently compiles data from a multitude of lenders and compares it swiftly against your personal financial situation and requirements.
The Loan Limits Comparison Table for 2026 in Chubbuck county belonging to Bannock, ID, offers details on maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, HECM Reverse Mortgage, and hard money loans. To investigate qualification criteria such as income, reserves, and credit standards, utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to ensure you fulfill all necessary requirements.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $356,300 | $356,300 | $356,300 | $356,300 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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