In 2026, the FHA loan limits for Kuna county, within Ada, ID, are set at $586,500 for a single-family residence, $750,800 for two-unit properties, $907,550 for three units, and $1,127,900 for four units.
Conventional loan limits reach a maximum of $726,200 for single-family homes, rising to $929,850 for two units, $1,123,900 for three-unit homes, and $1,396,800 for four-unit dwellings.
Use our FHA calculator to access today’s best FHA rates and identify the necessary down payment, income, credit, reserves, and documents needed to qualify.
The Lendersa® calculator allows comparisons of FHA rates and terms against various other loan programs such as Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
Drawing data from thousands of lenders, Lendersa® matches this information to your specific financial needs and profile quickly.
The Loan Limits Comparison Table for 2026 in Kuna county of Ada, ID offers insights into the maximum loan amounts possible across FHA, Conventional, Jumbo, USDA, VA, Non-QM, Super Jumbo, HECM, and hard money programs. Use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to examine qualification requirements including income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $586,500 | $750,800 | $907,550 | $1,127,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $415,100 | $415,100 | $415,100 | $415,100 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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