In 2026, the FHA loan limits in Mountain-Home-AFB county of Elmore, ID, are as follows: $356,362 for a single-family residence, $456,275 for two units, $551,500 for three units, and $685,400 for four units.
For conventional loans, the highest amount available for a single-family home is $548,250. This increases to $702,000 for two units, $848,500 for three units, and $1,054,500 for four units.
Use our FHA calculator to view today’s leading FHA rates and determine key elements such as downpayment, required income, credit score, reserves, and needed documents for qualification.
The Lendersa® calculator allows you to compare FHA rates and terms against all other loan programs, including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
Lendersa® gathers data from thousands of lenders and compares it with your financial profile to provide tailored options quickly.
The 2026 Loan Limits Comparison Table for Mountain-Home-AFB county, in Elmore, ID, offers a detailed comparison of FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loan maximums. To evaluate qualification aspects such as income, reserves, and credit score, use Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,362 | $456,275 | $551,500 | $685,400 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $285,000 | $285,000 | $285,000 | $285,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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