During 2026 in St.-Anthony county, nestled within Fremont, ID, the FHA loan limits are outlined as follows: $356,362 for single-family homes, $456,275 for two-unit dwellings, $551,500 for those with three units, and $685,400 for four-unit structures.
As for conventional loans, the maximum amount you can borrow for a single-family residence is $548,250. For properties with two units, the ceiling is $702,000, three units can secure up to $848,500, and four-unit properties can borrow up to $1,054,500.
Utilize our FHA calculator to explore current FHA rate offerings and to assess necessary parameters such as downpayment, income, credit score, financial reserves, and the required documentation for qualification.
The Lendersa® calculator grants the ability to contrast FHA loan rates and terms with those of alternative programs—explore options like Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
By accessing comprehensive data from thousands of lenders, Lendersa® efficiently aligns the available programs with your personal financial profile, offering tailored loan comparisons.
The Loan Limits Comparison Table for 2026 in the county of St.-Anthony, nestled within Fremont, ID, provides detailed insights into maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money options. To delve deeper into qualifying criteria such as income, reserves, and credit, utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™) for optimal analysis.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,362 | $456,275 | $551,500 | $685,400 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $285,000 | $285,000 | $285,000 | $285,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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