For the year {CURRENT_YEAR} in Soda-Springs county of Caribou, ID, FAA loan limits for single-family homes are set at {DETAILS_LOAN_LIMIT_FHA1}. For duplexes, the limit is {DETAILS_LOAN_LIMIT_FHA2}, for triplexes, it extends to {DETAILS_LOAN_LIMIT_FHA3}, and for four-unit properties, it goes up to {DETAILS_LOAN_LIMIT_FHA4}.
The maximum loan amounts for conventional loans on a single-family dwelling are {DETAILS_LOAN_LIMIT_CONVENTIONAL1}. For two-unit properties, the limit is {DETAILS_LOAN_LIMIT_CONVENTIONAL2}, for three-unit homes, it's {DETAILS_LOAN_LIMIT_CONVENTIONAL3}, and for four units, it's {DETAILS_LOAN_LIMIT_CONVENTIONAL4}.
Utilize our FHA calculator to find today’s top FHA rates and to pinpoint required downpayment, income thresholds, credit qualifications, reserves, and documentation necessary for eligibility.
The Lendersa® calculator allows you to compare FHA rates and terms against other loan types, incorporating options such as Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
Lendersa® accumulates loan program data from a wide range of lenders and performs immediate comparisons tailored to your unique financial profile and needs.
For {CURRENT_YEAR}, the Loan Limits Comparison Table in Soda-Springs county, part of Caribou, ID, showcases maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Assess qualification criteria like income, reserves, and credit via Lendersa®'s Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,362 | $456,275 | $551,500 | $685,400 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $285,000 | $285,000 | $285,000 | $285,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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