For the year 2025 in Soda-Springs county of Caribou, ID, FAA loan limits for single-family homes are set at $356,362. For duplexes, the limit is $456,275, for triplexes, it extends to $551,500, and for four-unit properties, it goes up to $685,400.
The maximum loan amounts for conventional loans on a single-family dwelling are $548,250. For two-unit properties, the limit is $702,000, for three-unit homes, it's $848,500, and for four units, it's $1,054,500.
Utilize our FHA calculator to find today’s top FHA rates and to pinpoint required downpayment, income thresholds, credit qualifications, reserves, and documentation necessary for eligibility.
The Lendersa® calculator allows you to compare FHA rates and terms against other loan types, incorporating options such as Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
Lendersa® accumulates loan program data from a wide range of lenders and performs immediate comparisons tailored to your unique financial profile and needs.
For 2025, the Loan Limits Comparison Table in Soda-Springs county, part of Caribou, ID, showcases maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Assess qualification criteria like income, reserves, and credit via Lendersa®'s Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,362 | $456,275 | $551,500 | $685,400 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $285,000 | $285,000 | $285,000 | $285,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
|
|
|
|
|
|
|
|
|
|
|
|
FHA Guides
TYPES OF LOANS WE HANDLE:
CITIES CLOSE BY:
"The drum of the realization of the promise is beating, we are sweeping the road to the sky. Your joy is here today, what remains for tomorrow? The armies of the day have chased the army of the night..."
NMLS 1795154
