In 2026, the FHA loan limits in Arlington-Heights county, located in Cook, IL, are as follows: $379,500 for a single-family home, $485,800 for two-unit buildings, $587,250 for three-unit dwellings, and $729,800 for four-unit complexes.
Conventional loan maximums for a single-family residence are $548,250. For two units, the limit is $702,000, for three units it's $848,500, and for four-unit properties it reaches $1,054,500.
Utilize our FHA calculator to discover today’s most competitive FHA rates and calculate what’s needed for the downpayment, income, credit standing, reserves, and documents required for qualification.
With the Lendersa® calculator, you can effectively compare FHA rates and terms with those of other lending programs, including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
By aggregating information from thousands of lenders, Lendersa® rapidly aligns this data with your specific financial profile and requirements, enabling informed loan choices.
The Loan Limits Comparison Table for 2026 in Arlington-Heights, within Cook, IL offers an examination of maximum amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money products. For detailed examination of qualification needs, such as income, reserves, and credit, utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $379,500 | $485,800 | $587,250 | $729,800 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $0 | $0 | $0 | $0 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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