In 2026, the FHA loan limit for a single-family home in Rolling-Meadows county, Cook, IL is $379,500. For properties with 2-units, it's $485,800, 3-units see $587,250, and 4-unit buildings can reach up to $729,800.
For conventional loans, a single-family residence has a maximum of $548,250, while 2-units are capped at $702,000, 3-units at $848,500, and 4-units at $1,054,500.
Utilize our FHA calculator to reveal today’s best FHA rates and to verify the needed downpayment, income, credit, reserves, and documents for qualification.
Lendersa® calculator lets you compare FHA rates & terms with all other loan programs. Investigate Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA.
Lendersa® swiftly processes data from thousands of lenders, aligning it with your financial profile within seconds.
The Loan Limits Comparison Table for 2026 in Rolling-Meadows county, Cook, IL showcases FHA, Conventional, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loan maximums. For details on income, reserves, and credit requirements, use Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $379,500 | $485,800 | $587,250 | $729,800 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $0 | $0 | $0 | $0 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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