As of 2026, the FHA loan limits in Elk-Grove-Village, within the county of Cook, IL, are: $379,500 for single-family homes, $485,800 for 2s, $587,250 for 3-units, and $729,800 for residences with 4-units.
The ceiling for conventional loans on a single-family home stands at $548,250, escalating to $702,000 for properties with two units, moving to $848,500 for three units, and reaching $1,054,500 for those with four units.
Use our FHA calculator to explore today's top FHA rates, and calculate downpayment needs, income requirements, credit standards, reserves, and necessary documents for qualification.
The Lendersa® calculator provides a convenient way to compare FHA rates and terms with other available loan programs. Assess and compare options like Conventional loans, Jumbo loans, VA, USDA, Non-QM, and Hard Money loans with FHA.
Lendersa® collects extensive loan data from thousands of lenders, rapidly comparing it against your individual financial profile and needs.
The Loan Limits Comparison Table for 2026 in Elk-Grove-Village county, concerning Cook, IL, enables comparison of maximum amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and Hard Money loans. To understand qualification requirements such as income, reserves, and credit, make use of the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $379,500 | $485,800 | $587,250 | $729,800 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $0 | $0 | $0 | $0 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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