In the year 2026, the FHA loan limits for Bartlett county in Cook, IL are set at $379,500 for single-family homes. The limits rise to $485,800 for 2-unit properties, $587,250 for homes with 3-units, and reach $729,800 for 4-units.
The maximum allowable amount for conventional loans on a single-family residence is $548,250, increasing to $702,000 for two units, $848,500 for three units, and topping at $1,054,500 for four units.
Utilize our FHA calculator to access today’s leading FHA rates and figure out the downpayment, income, credit, reserves, and documents needed to qualify.
The Lendersa® calculator enables comparisons of FHA rates and terms with those from all other loan programs. Explore and contrast options such as Conventional, Jumbo, VA, USDA, Non-QM, and Hard Money loans beside FHA.
By accessing data from thousands of lenders, Lendersa® quickly matches suitable options to your unique financial profile and circumstances.
The Loan Limits Comparison Table for 2026 in Bartlett county of Cook, IL provides maximum limits for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgages (HECM), and Hard Money loans. For analyzing qualification requirements like income, reserves, and credit, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $379,500 | $485,800 | $587,250 | $729,800 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $0 | $0 | $0 | $0 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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