In 2026, the FHA loan limits within West-Chicago county, DuPage, IL, are set at $379,500 for single-family residences. This extends to $485,800 for 2-unit properties, $587,250 for 3-units, and reaches $729,800 for 4-units.
The highest obtainable amount for conventional loans on a single-family home is $548,250. This increases to $702,000 for homes with two units, $848,500 for three units, and escalates to $1,054,500 for four units.
Utilize our FHA calculator to access today’s optimal FHA rates, determining the necessary downpayment, income, credit criteria, reserves, and documents for qualification.
The Lendersa® calculator equips you to compare FHA rates with those of other loan programs. Analyze Conventional loans, Jumbo loans, VA, USDA, Non-QM, and Hard Money loans alongside FHA offerings.
Lendersa® rapidly sources loan program information from thousands of lenders, closely matching it to your unique financial profile and demands.
The Loan Limits Comparison Table for 2026 in West-Chicago county, DuPage, IL, contrasts maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and Hard Money loans. Use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) for evaluation of qualification needs like income, reserves, and credit standards.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $379,500 | $485,800 | $587,250 | $729,800 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $0 | $0 | $0 | $0 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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