In 2026, FHA loan limits for Streamwood county, Cook, IL, are set at $472,030 for single-family homes. These limits increase to $604,400 for two-unit properties, $730,525 for three-unit buildings, and reach $907,900 for four-unit dwellings.
The maximum for conventional loans on a single-family home is $726,200, increasing to $929,850 for 2-units, $1,123,900 for 3-units, and $1,396,800 for 4-units.
To access today's top FHA rates and determine the required downpayment, income, credit, reserves, and documentation, use our FHA calculator.
The Lendersa® calculator is your tool for comparing FHA rates and terms against all other loan programs, including Conventional, Jumbo, VA, USDA, Non-QM, and Hard Money loans.
Lendersa® sources extensive loan data from thousands of lenders, offering rapid comparisons tailored to your financial needs.
The Loan Limits Comparison Table for 2026 in Streamwood county, Cook, IL, contrasts maximum amounts for FHA, Conventional, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgages (HECM), and Hard Money loans. For a detailed analysis of qualification requirements—such as income, reserves, and credit—use the Lendersa® SLIQ™ tool.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $0 | $0 | $0 | $0 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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