For 2026, in Calumet-Park county of Cook, IL, the FHA loan limits are as follows: $379,500 for single-family homes, $485,800 for buildings with 2 units, $587,250 for structures with 3 units, and $729,800 for properties with 4 units.
Regarding conventional loans, the maximum amount for a single-family house is $548,250. For two-unit properties, it reaches $702,000, for three-unit homes it is $848,500, and it caps at $1,054,500 for four-unit structures.
Take advantage of our FHA calculator to explore current top FHA rates and figure out the necessary downpayment, income requirements, credit criteria, reserves, and documents needed to qualify for a loan.
The Lendersa® calculator is designed to let you compare FHA rates and terms with those of alternative loan programs such as conventional, jumbo, VA, USDA, non-QM, and hard money loans. Discover the full array of options available.
Lendersa® compiles data from numerous lenders and swiftly calculates comparisons based on your distinct financial profile and needs.
Refer to the Loan Limits Comparison Table for 2026 in Calumet-Park county, Cook, IL, to contrast maximum loan amounts for FHA, conventional conforming, jumbo, USDA, VA, non-QM, super jumbo, reverse mortgage (HECM), and hard money loans. To evaluate qualification criteria like income, reserves, and credit, employ the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $379,500 | $485,800 | $587,250 | $729,800 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $0 | $0 | $0 | $0 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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