In 2026, the FHA loan limits for Riverdale county, which is part of Cook, IL, are as follows: $472,030 for single-family homes, $604,400 for two-unit properties, $730,525 for three-unit dwellings, and $907,900 for four-unit properties.
The maximum for conventional loans on a single-family residence is set at $726,200. For two-unit homes, the limit is $929,850, for three units, it's $1,123,900, and for four-unit properties, it reaches $1,396,800.
Our FHA calculator helps you access today’s best FHA rates and evaluate the required downpayment, income, credit, reserves, and documents necessary for qualification.
The Lendersa® calculator allows you to compare FHA rates and terms with those from other loan programs. Review Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans against FHA options.
Lendersa® collects detailed loan program data from thousands of lenders and aligns it quickly with your financial profile and specific needs.
The Loan Limits Comparison Table for 2026 in Riverdale county, Cook, IL, offers a comprehensive outlook on maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to assess qualification requirements including income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $0 | $0 | $0 | $0 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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