In 2026, the FHA loan limits for Buffalo-Grove county located within Cook, IL, are established as follows: $379,500 for single-family homes. The limit increases to $485,800 for homes with 2-units, $587,250 for 3-units, and culminates at $729,800 for 4-unit properties.
For conventional loans, the maximum amount for a single-family dwelling is $548,250. The cap extends to $702,000 for two units, advances to $848,500 for three-unit homes, and peaks at $1,054,500 for four-unit buildings.
Use our FHA calculator to access today's competitive FHA rates and assist in determining downpayment needs, evaluating income, credit, reserves, plus the documentation required to qualify.
The Lendersa® calculator helps in evaluating and contrasting FHA rates and terms with those of other loan programs, including Conventional loans, Jumbo loans, VA, USDA, Non-QM, and Hard Money loans alongside FHA options.
Lendersa® pulls in comprehensive loan data from thousands of lenders, rapidly aligning it with your specific financial profile and requirements.
Our Loan Limits Comparison Table for 2026 in Buffalo-Grove county, within Cook, IL, outlines maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and Hard Money loans. For comparing qualification standards such as income, reserves, and credit, utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $379,500 | $485,800 | $587,250 | $729,800 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $0 | $0 | $0 | $0 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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