As of 2026, the FHA loan limits for the county of McDonough in Bushnell, IL, are set as follows: $472,030 for a single-family home, $604,400 for two-unit properties, $730,525 for triplex homes, and $907,900 for four-unit properties.
For conventional loans on a single-family residence, the maximum amounts you can borrow are $726,200. For two-unit homes, the limit rises to $929,850, while it's $1,123,900 for three-unit structures and $1,396,800 for four-unit residences.
Our FHA calculator is available to help you find today’s optimal FHA rates and assist with determining the necessary down payment, reviewing income, credit, reserves, and documents needed for qualification.
The Lendersa® calculator offers a comprehensive way to compare FHA rates and terms with those of other loan programs. Assess and distinguish between options like Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans in relation to FHA possibilities.
Lendersa® collates and processes extensive loan data from thousands of lenders, matching it efficiently against your unique financial profile and needs.
The Loan Limits Comparison Table for 2026 in Bushnell, McDonough, IL, provides a detailed overview of the maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. For a complete understanding of qualification parameters like income, reserves, and credit prerequisites, utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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