In 2026, FHA loan limits for Galesburg county in Knox, IL, are as follows: for a single-family residence, the limit is $472,030. This amount rises to $604,400 for 2-unit properties, $730,525 for 3-unit homes, and extends to $907,900 for 4-unit buildings.
The maximum loan amounts for conventional loans are defined as $726,200 for single-family houses, increasing to $929,850 for two-unit residences, $1,123,900 for those with three units, and peaking at $1,396,800 for four-unit structures.
Utilize our FHA calculator to explore the best FHA rates available today. This tool helps in determining the downpayment, income, credit, reserves, and documentation necessary to qualify for a loan.
The Lendersa® calculator simplifies the comparison of FHA rates and terms with other loan programs. Engage in detailed comparisons across Conventional loans, Jumbo loans, VA, USDA, Non-QM, and Hard Money loans alongside FHA options.
Lendersa® draws data from thousands of lenders to quickly align it with your financial profile and requirements.
The Loan Limits Comparison Table for 2026 in Galesburg county within Knox, IL highlights maximum loan amounts across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and Hard Money loans. For evaluating qualification requirements such as income, reserves, and credit, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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