In 2026, FHA loan limits set in Monmouth county, part of Warren, IL, are $472,030 for a single-family home, $604,400 for two-unit residences, $730,525 for three-unit settings, and $907,900 for properties with four units.
The maximum for conventional loans on a single-family house is $726,200. The cap is $929,850 for two-unit properties, $1,123,900 for three-unit homes, and $1,396,800 for four units.
Utilize our FHA calculator to uncover today’s top FHA rates and find out the required downpayment, income, credit, reserves, and necessary documents for qualifying.
The Lendersa® calculator allows you to compare FHA rates and terms with those from other loan options. Consider Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA offerings.
Lendersa® gathers loan program data from thousands of lenders, swiftly aligning it with your unique financial profile and needs.
The Loan Limits Comparison Table for 2026 in Monmouth county of Warren, IL offers a comparison of maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money options. To evaluate qualification requirements such as income, reserves, and credit, employ the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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