For 2026, the FHA loan limits in Mount-Zion county within Macon, IL, are $356,362 for single-family homes, $456,275 for properties with two units, $551,500 for three-unit homes, and $685,400 for four-unit residences.
Conventional loan ceilings are set at $548,250 for single-family dwellings, $702,000 for two-unit homes, $848,500 for three-unit properties, and $1,054,500 for four-unit buildings.
Utilize our FHA calculator to uncover today's top FHA rates, and assess the necessary elements like downpayment, income, credit, reserves, and documentation for qualification.
The Lendersa® calculator allows comparisons of FHA rates and terms with all other loan programs, including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
Lendersa® gathers diverse loan program data from thousands of lending institutions, enabling swift comparisons tailored to your financial profile and needs.
Consult the Loan Limits Comparison Table for 2026 in Mount-Zion county, Macon, IL, to evaluate FHA, Conventional, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money maximum loan amounts. Use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) for comparing qualification criteria including income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,362 | $456,275 | $551,500 | $685,400 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $285,000 | $285,000 | $285,000 | $285,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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