In 2026, for the county of Rock Island in Coal-Valley, IL, the FHA loan limits are $356,362 for a single-family home, $456,275 for 2-unit properties, $551,500 for 3-unit buildings, and $685,400 for dwellings with 4 units.
The limits for conventional loans on single-family residences are $548,250. For two-unit properties, they reach $702,000, for three units it's $848,500, and for four units, the maximum is $1,054,500.
Utilize our FHA calculator to find the current best FHA rates and determine the requirements such as downpayment, income, credit, reserves, and documents necessary for qualification.
The Lendersa® calculator provides a platform to compare FHA rates and terms with other loan programs. Evaluate and contrast options like Conventional loans, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA.
Lendersa® rapidly compiles data from thousands of lenders, tailoring it to your unique financial profile and needs.
The 2026 Loan Limits Comparison Table in Coal-Valley county of Rock Island, IL helps in assessing maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to examine qualification requirements like income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,362 | $456,275 | $551,500 | $685,400 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $285,000 | $285,000 | $285,000 | $285,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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