As of 2026, FHA loan limits in Moline county of Rock Island, IL, stand at $472,030 for single-family homes. Limits increase to $604,400 for 2-unit residences, $730,525 for 3-unit homes, and $907,900 for those with 4-units.
For conventional loans, the maximum available amount is $726,200 for one-unit properties, rising to $929,850 for two-units, $1,123,900 for three-units, and $1,396,800 for properties with four units.
Our FHA calculator can help you find today's best FHA rates and determine necessary downpayments, assess income, credit standards, reserves, and document requirements for qualification.
The Lendersa® calculator assists in comparing FHA rates and terms with those of other loan programs. Explore various types of loans such as Conventional, Jumbo, VA, USDA, Non-QM, and Hard Money loans alongside FHA options.
Lendersa® gathers comprehensive loan data from a multitude of lenders, rapidly matching it to your personal financial profile and requirements.
The Loan Limits Comparison Table for 2026 in Moline county of Rock Island, IL, presents details for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and Hard Money loans. To evaluate qualification demands such as income, reserves, and credit, consult the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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