In 2026, the FHA loan limits set for Colona in Henry, IL include $472,030 for a single-family home, escalating to $604,400 for two-unit dwellings, $730,525 for three-unit buildings, and reaching $907,900 for four-units.
For conventional loans, the maximum available on a single-family home is $726,200. For properties with two units, it's $929,850, three-units are capped at $1,123,900, and for four-units, the limit is $1,396,800.
Our FHA calculator is a useful resource that provides today’s best FHA rates. It helps figure out necessary downpayment, income requirements, credit standing, reserves, and the documents needed to qualify.
Examine loan offers from 100 lenders and find the most suitable option for you.
Utilize the Lendersa® calculator to juxtapose FHA rates and terms with those of other loan programs, including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA.
Lendersa® compiles comprehensive data from thousands of lenders and quickly aligns their offers to your distinct financial profile and requirements.
The Loan Limits Comparison Table for 2026 in Colona within Henry, IL, supplies a comparison of peak loan amounts. This encompasses FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. For deeper insights into qualification needs like income, reserves, and credit, utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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