In 2026, the FHA loan limit in Silvis county of Rock Island, IL is $472,030 for a single-family house, $604,400 for 2-unit dwellings, $730,525 for 3-unit residences, and $907,900 for properties with 4 units.
The cap for conventional loans is $726,200 for a single-family home, climbing to $929,850 for duplexes, $1,123,900 for three-unit homes, and reaches up to $1,396,800 for four-unit structures.
Use our FHA calculator to access today's top FHA rates and determine the needed downpayment, income, credit, reserves, and documentation for qualification.
The Lendersa® calculator allows you to evaluate FHA rates and terms against those of other loans, including conventional, jumbo, VA, USDA, non-QM, and hard money options.
Lendersa® accesses a vast array of lender data, providing swift comparisons that align with your specific financial profile and needs.
The Loan Limits Comparison Table for 2026 in Silvis county, Rock Island, IL, showcases maximum loan amounts across FHA, Conventional Conforming, Jumbo, USDA, VA, non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to assess qualification requirements like income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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