In 2026, the FHA loan limits for Fulton county in Whiteside, IL are detailed as follows: $472,030 for a single-family home, escalating to $604,400 for 2-unit homes, $730,525 for those with three units, and $907,900 for properties with 4 units.
Conventional loan maximums on a single-family dwelling are set at $726,200. The limits for two units are $929,850, for three units, they're $1,123,900, and for four units they reach $1,396,800.
Utilize our FHA calculator to access today’s prime FHA rates and evaluate the required downpayment, income, credit, reserves, and documents necessary for qualification.
The Lendersa® calculator enables you to compare FHA rates and terms with other loan program offerings. Seek and evaluate options like Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans alongside FHA.
Lendersa® gathers comprehensive loan program data from a wide array of lenders, swiftly aligning it with your specific financial profile and requirements.
The Loan Limits Comparison Table for 2026 in Fulton county of Whiteside, IL, provides clarity on maximum loan amounts available for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To adequately assess qualification factors such as income, reserves, and credit, utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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