For the year 2026, FHA loan limits in Rock-Falls county of Whiteside, IL are set at $356,362 for single-family homes, $456,275 for two units, $551,500 for three units, and $685,400 for properties with four units.
The maximum allowable amounts for conventional loans on a single-family residence are $548,250. For two-unit homes, it is $702,000, for three-unit houses $848,500, and for four-unit places $1,054,500.
Use our FHA calculator to find today’s best FHA rates and determine the necessary downpayment, income, credit score, reserves, and documents needed for qualification.
The Lendersa® calculator supports comparisons between FHA rates and other loan programs' rates and terms. Delve into options like Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans compared with FHA.
Lendersa® meticulously compiles loan data from thousands of lenders, quickly matching it with your financial profile and unique needs.
The Loan Limits Comparison Table for 2026 in Rock-Falls county, Whiteside, IL, details maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money options. To evaluate criteria such as income, reserves, and credit, utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,362 | $456,275 | $551,500 | $685,400 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $285,000 | $285,000 | $285,000 | $285,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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