In 2026, within Geneseo county of Henry, IL, the FHA loan limits are established as follows: $472,030 for single-family homes, $604,400 for 2-units, $730,525 for 3-units, and $907,900 for 4-units.
For conventional loans, the maximum amounts are $726,200 for a single-family house, $929,850 for a 2-unit property, $1,123,900 for 3-units, and $1,396,800 for 4-units.
Use our FHA calculator to check today's top FHA rates and determine the necessary downpayment, income requirements, credit, reserves, and documents to qualify.
The Lendersa® calculator allows comparison of FHA rates and terms alongside all other loan types, like conventional, jumbo, VA, USDA, non-QM, and hard money loans.
Lendersa® compiles data from thousands of lenders to quickly evaluate it against your unique financial needs.
Consult the Loan Limits Comparison Table for 2026 in Geneseo county, Henry, IL to compare the highest loan amounts for FHA, conventional conforming, jumbo, USDA, VA, non-QM, super jumbo, reverse mortgage (HECM), and hard money loans. To check qualifications like income, reserves, and credit, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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