In 2026, the FHA loan limits for Germantown-Hills, located in Woodford county, IL, are as follows: $356,362 for a single-family home, rising to $456,275 for homes with 2-units, $551,500 for 3-unit residences, and $685,400 for properties with 4-units.
The maximum allowable amounts for conventional loans are $548,250 for a single-family home, with limits for two units at $702,000, for three-unit properties at $848,500, and reaching $1,054,500 for buildings with four units.
Our FHA calculator is an invaluable tool for checking today's top FHA rates and understanding the necessary requirements like downpayment, income, credit, reserves, and documents for qualification.
The Lendersa® calculator provides a comprehensive comparison of FHA loan rates and terms against those of other programs. Delve into exploring options such as Conventional loans, Jumbo, VA, USDA, Non-QM, and hard money loans.
Lendersa® quickly aggregates and aligns data from thousands of lenders with your unique financial scenario and requirements.
Refer to the Loan Limits Comparison Table for 2026 in Germantown-Hills, county of Woodford, IL. This table offers an overview of maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To investigate qualification needs such as income, reserves, and credit, utilize Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,362 | $456,275 | $551,500 | $685,400 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $285,000 | $285,000 | $285,000 | $285,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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