In the year 2026, the FHA loan thresholds for Chillicothe, located in the county of Peoria, IL, are $472,030 for single-family residences, $604,400 for two-unit properties, $730,525 for three-unit properties, and $907,900 for four-unit properties.
The highest possible loan amount for conventional loans is $726,200 for single-family homes, $929,850 for duplexes, $1,123,900 for triplexes, and $1,396,800 for four-plexes.
Utilize our FHA calculator to discover the most competitive FHA rates available now and determine necessary aspects like downpayment, income, credit score, reserves, and required documentation to qualify.
Lendersa® provides a calculator to compare FHA rates and terms alongside those of other loan programs. Investigate and contrast options like Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans against FHA offerings.
Lendersa® collects and analyzes loan program information from thousands of lenders, instantly matching it with your personalized financial profile and requirements.
The 2026 Loan Limits Comparison Table for Chillicothe, in the county of Peoria, IL, allows you to evaluate FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money maximum loan amounts. Use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to examine eligibility aspects like income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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