2026 FHA Loan Limits for Metamora, Woodford County, Illinois

In 2026, the FHA loan cap in Metamora county of Woodford, IL is set at $472,030 for a single-family home, $604,400 for 2-units, $730,525 for 3-units, and $907,900 for 4-units.

The maximum conventional loan amounts are $726,200 for a single-family home, $929,850 for 2-units, $1,123,900 for 3-units, and $1,396,800 for 4-units.

Use our FHA calculator to view today's FHA best rates and determine the needed downpayment, income, credit, and reserves for qualification.

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The Lendersa® calculator helps compare FHA rates and terms alongside all other loan programs, including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.

Lendersa® gathers data from thousands of lenders, offering a quick comparison tailored to your unique financial needs.

The Loan Limits Comparison Table for 2026 in Metamora county of Woodford, IL shows FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loan limits. Use Lendersa® Super Loan Integrated Qualifier (SLIQ™) for income, reserves, and credit requirements.

Loan limits Metamora county of Woodford, IL

SFR 2 Units 3 Units 4 Units
FHA $472,030 $604,400 $730,525 $907,900
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $726,200 $929,850 $1,123,900 $1,396,800
USDA $336,500 $336,500 $336,500 $336,500
VA $726,200 $929,850 $1,123,900 $1,396,800
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


Metamora FHA Lenders

  • FLAT BRANCH HOME LOANS
  • 3408 Willow Knolls Dr, Peoria, IL, 61614
  • Lends in Illinois
  • Flat Branch Home Loans is focused on providing low rate mortgages in Missouri with unparalleled service and expertise. Our experienced staff is the brightest in the industry and is ready to help you find the mortgage for your next home purchase or refinance. Please visit our web page at flatbranchhomeloans.com.

  • Farmers State Bank
  • 104 East Main St., Elmwood, IL, 61529
  • Lends in Illinois
  • For 150 years, Farmers State Bank has supported Elmwood and the surrounding areas. From the first location in H.P. Tracy’s dry goods store to our current site on East Main Street, we have always been focused on community.

    When you choose to bank with us at Farmers State, you are choosing to bank with real people with real expertise

  • Illinois State Credit Union
  • 1309 S. Center Street, Normal, IL, 61761
  • Lends in Illinois
  • Illinois State Credit Union was founded in 1960 to serve employees of Illinois State University. We now serve more than 12, 000 of your closest friends and neighbors who live or work in McLean, Logan, DeWitt, Livingston, Stephenson, Winnebago, or LaSalle County. We are federally insured.

  • Heartland Bank and Trust Company
  • 401 N. Hershey Road, Bloomington, IL, 61702
  • Lends in Illinois
  • Heartland Bank We're a community bank whose roots are right here in the heartland with the Drake family. The Drakes, who came to Central Illinois in 1852, have been in banking since 1920. With the third generation of the family taking an active role in the banking business, we continue this tradition.Fast, efficient service is important.

  • Team USA Mortgage
  • 1709 Tullamore Ave, Suite D, Bloomington, IL, 61704
  • Lends in Illinois
  • "Team USA Mortgage is a national mortgage company offering retail mortgages and employment opportunities for qualified groups and individuals.

    Team USA Mortgage is committed to serving customers in all licensed states. Our core values of Honesty, Integrity, and Transparency flow from the corporate office

  • FIRST STATE MORTGAGE
  • 502 N. Hershey Road, Bloomington, IL, 61704
  • Lends in Illinois
  • First State Mortgage (FSM), a subsidiary of First State Bank, Member FDIC, was founded in 2007 by a group of veteran bankers who have been working together in the residential First State Mortgage industry for more than 20 years. Our goal is to provide a comprehensive range of mortgage products, competitive pricing, and high quality.

  • First State Mortgage Services, LLC
  • 502 North Hershey Road, Bloomington, IL, 61704
  • Lends in Illinois
  • First State Mortgage was founded in 2007 by a group of veteran bankers who have been working together in the residential mortgage services industry for more than 20 years. Our goal is to provide a comprehensive range of mortgage products, competitive pricing, and high quality, ethical mortgage services.

  • Farmington Bank
  • 16 N Main St, Farmington, IL, 61531
  • Lends in Illinois
  • The term ""individual independence"" has been associated with and intertwined with Farmington and its development since before the city was platted in 1834.

    A small band of Pottawatomi Indians, tired of continual warring and bloodshed, showed their independence when they left the rest of their tribe and settled in what is now Farmington

  • MidAmerica National Bank
  • 100 West Elm Street, Canton, IL, 61520
  • Lends in Illinois
  • MidAmerica National Bank has offices located in Canton, Cuba, Henry, Lewistown, & Macomb and provides full-service banking to its customers. Throughout its history, MidAmerica National Bank’s principal guiding force has been the desire to serve the community and its residents. We pride ourselves on our local decision making at each banking center.

  • Community State Bank IL
  • 625 SE 2nd Street, Galva, IL, 61434
  • Lends in Illinois
  • November 3, 1980: Community State Bank opened its doors for business to meet the needs of the people of Galva and surrounding communities. Organized by local businessmen, the Bank started with $1 million in stock that was sold to 240 local investors. Our people are your people! Our insurance services help you worry about one less thing.