2023 FHA Loan Limits for Gillespie, Macoupin County, Illinois

In 2025, FHA loan limit in Gillespie county of Macoupin, Illinois is $472,030 for a single-family home, $604,400 for 2-units, $730,525 for 3-units, and $907,900 for 4-units.

The maximum loan amount of conventional loans on a single-family residence is $726,200, $929,850 for 2-units, $1,123,900 for 3-units, and $1,396,800 for 4-units.

Use our FHA calculator to see today’s FHA best rates and determine the downpayment, Income, credit, reserves, and documents needed to qualify.

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Loan Limits Comparison Table for 2025 in Gillespie county of Macoupin, Illinois compare FHA, Conventional Conforming, Jumbo, USDA, VA, None-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money maximum loan amounts. To compare qualification requirements such as Income, reserves, and credit, use Lendersa® Super Loan Integrated Qualifier (SLIQ™)

Loan limits Gillespie county of Macoupin, IL

SFR 2 Units 3 Units 4 Units
FHA $472,030 $604,400 $730,525 $907,900
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $726,200 $929,850 $1,123,900 $1,396,800
USDA $336,500 $336,500 $336,500 $336,500
VA $726,200 $929,850 $1,123,900 $1,396,800
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


  • Lendonia
  • 2340 S. River Rd, Suite 120B, Des Plaines, IL, 60018
  • Lendonia strives to provide its clientele with relevant information, honest advice, impeccable service and quality financial products in a professional and efficient manner. Ultimately we strive to provide absolute financial solutions. The Lendonia team helps first-time home buyers, homeowners looking to refinance their property.
  • Peoples Choice Financial Corp
  • 2860 South River Road, Suite 400B, Des Plaines, IL, 60018
  • PCF, we are a local Mortgage firm, and we pride ourselves in helping every family find the best program available for their home purchase or Refinance, many times with lower rates, up to .5% to .75% lower than other lenders, helping keep your mortgage payments low. and also Will work on getting your loan completed in an efficient manner.
  • Wintrust Mortgage
  • 9700 W. Higgins Road, Suite 300, Des Plaines, IL, 60018
  • "Wintrust Mortgage, in business since 1981, was created for the purpose of assisting in the realization of the American dream of home ownership. Since that time, Wintrust Mortgage has weathered the ever-changing real estate market and is part of Wintrust Financial Corporation, a well capitalized,"
  • ULTIMATE RATE MORTGAGE
  • 2800 S River Rd, Suite 200, Des Plaines, IL, 60018
  • Ultimate Rate Mortgage we’re a local, mortgage lender whose cornerstones are hard work and customer service! We listen to our clients, uncover their needs and find the best product and programs that fits. With over 40 years of experience, our highly qualified team can expertly guide you through the process from application through closing
  • Silvercreek Finance Corp
  • 1701 N. Ashland Ave, Chicago, IL, 60622
  • Silvercreek Finance our loan officers: provide you with the tools and support to help you focus on your clients and be more efficient in the loan origination process. Transparent pricing, sales and marketing support, great bonus plan and the opportunity to grow within a company that’s built around you – the loan officer.
  • NewCastle Home Loans
  • 1700 W Cortland Street, Suite 207, Chicago, IL, 60622
  • Headquartered in Bucktown Chicago, our mortgage team offers a variety of loan options in Illinois, Indiana, Michigan, Florida, and Tennessee. Get to know our team and see why we decided to change the game in mortgage lending. We're a full-service mortgage lender. We'll handle your loan from start-to-finish.
  • Chicago Municipal Employees Credit Union
  • 18 South Michigan Avenue, Suite 1000, Chicago, IL, 60603
  • Chicago Municipal Employees Credit Union, the oldest active credit union in the State of Illinois, offers our members over 90 years of financial strength. Our roots go back to the early 1920s — a tough time in Chicago to make ends meet, even if you had a good job as a city employee.
  • CIBC Bank USA
  • 120 South LaSalle Street, Chicago, IL, 60603
  • The PrivateBank is now CIBC. We’ve changed our name, but we’re still the same team you trust. Ensure you don’t miss company news and career opportunities by connecting with us on our new CIBC US page. A link can be found on our latest post. CIBC U.S. provides tailored commercial, wealth management, personal