For the year 2026, the FHA loan limits in Hillsboro county of Montgomery, IL are defined as $472,030 for a single-family home, $604,400 for 2-unit structures, $730,525 for 3-unit buildings, and $907,900 for residences with 4 units.
In contrast, conventional loan maximums reach $726,200 for single-family homes, $929,850 for 2-units, $1,123,900 for 3-units, and $1,396,800 for 4-units.
Leverage our FHA calculator to explore current FHA rates, and determine necessary downpayments, income, credit, reserves, and required documents for qualification.
The Lendersa® calculator provides a robust comparison of FHA rates and terms against other loan programs, including conventional, jumbo, VA, USDA, non-QM, and hard money loans. This can guide you in making informed decisions.
Lendersa® aggregates comprehensive data from countless lenders, enabling rapid comparisons tailored to your financial profile.
Assess the Loan Limits Comparison Table for 2026 in Hillsboro county, Montgomery, IL, where you can compare maximum loan amounts for FHA, conventional conforming, jumbo, USDA, VA, non-QM, super jumbo, reverse mortgage (HECM), and hard money loans. To compare qualification criteria such as income, reserves, and credit, utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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