In 2026, the FHA loan limit for a single-family home in Staunton county, Macoupin, IL, is $472,030. For homes with two units, the limit is $604,400; for three units, it's $730,525; and for four-unit homes, it's $907,900.
Regarding conventional loans, the limit for single-family homes is $726,200, extending to $929,850 for two units, $1,123,900 for three units, and $1,396,800 for four units.
Use our FHA calculator to check today’s top rates and evaluate the downpayment, income, credit, reserves, and documents necessary for qualification.
The Lendersa® tool helps you compare FHA rates and terms with those of other loans including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
Lendersa® gathers detailed loan data from numerous lenders, offering quick comparisons in line with your financial specifics.
For 2026, view the Loan Limits Comparison Table in Staunton, Macoupin, IL, comparing maximum amounts for FHA, Conventional, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Use the Lendersa® SLIQ™ to navigate qualification criteria like income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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