In 2026, FHA loan limits in Lake-Zurich county, Lake, IL are $379,500 for single-family homes, $485,800 for 2-units, $587,250 for 3-units, and $729,800 for 4-units.
Conventional loans on a single-family residence max out at $548,250, with limits of $702,000 for 2-units, $848,500 for 3-units, and $1,054,500 for 4-units.
Try our FHA calculator for today’s rates and determine the downpayment, income, credit, reserves, and necessary documents for qualification.
Lendersa® calculator lets you compare FHA rates with other programs, including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
Lendersa® swiftly gathers data from thousands of lenders, aligning it with your financial profile in moments.
The Loan Limits Table for 2026 in Lake-Zurich, Lake, IL covers FHA, Conventional, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money caps. Use Lendersa® SLIQ™ for income, reserves, and credit qualifications.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $379,500 | $485,800 | $587,250 | $729,800 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $0 | $0 | $0 | $0 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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