As of 2026, in Kildeer county, Lake, IL, the FHA loan limit is set at $472,030 for a single-family home, $604,400 for two units, $730,525 for properties with three units, and $907,900 for four units.
For conventional loans on a single-family residence, the maximum amounts are $726,200, with $929,850 applicable for 2-units, $1,123,900 for three units, and $1,396,800 for four units.
You can use our FHA calculator to find today's best FHA rates. It will also help you determine what is required for qualification in terms of downpayment, income, credit score, reserves, and necessary documentation.
The Lendersa® calculator provides the ability to compare FHA rates and terms with those from other programs like Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans. Explore and evaluate these options with ease.
Utilizing data collected from thousands of lenders, Lendersa® swiftly matches it with your financial profile, providing tailored comparisons.
For 2026 in Kildeer county, Lake, IL, the Loan Limits Comparison Table outlines maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To assess qualification requirements such as income, reserves, and credit, utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $0 | $0 | $0 | $0 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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