For the year 2026, FHA loan limits in Hawthorn-Woods, Lake, IL are set at $379,500 for single-family homes, $485,800 for 2-unit homes, $587,250 for 3-unit residences, and $729,800 for 4-unit residential properties.
Conventional loan limits are $548,250 for one-unit homes, $702,000 for homes with two units, $848,500 for three-unit properties, and $1,054,500 for four-unit housing.
Utilize our FHA calculator to discover the best current FHA rates and to evaluate required downpayments, income criteria, credits, reserves, and necessary documents for qualification.
Utilizing the Lendersa® calculator, individuals can compare FHA rates and terms alongside those of other loan programs. Conduct thorough comparisons of Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans with FHA.
Lendersa® accesses an extensive database of lender information to match and evaluate loan programs against your personal financial profile and needs promptly.
Our 2026 Loan Limits Comparison for Hawthorn-Woods, Lake, IL facilitates comparison of FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, HECM, and hard money loan limits. For comparing eligibility criteria such as income, reserves, and credit scores, consider the Lendersa® SLIQ™ - Super Loan Integrated Qualifier.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $379,500 | $485,800 | $587,250 | $729,800 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $0 | $0 | $0 | $0 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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