In the year 2026, within Long-Grove county of Lake, IL, FHA loan limits are defined as follows: $379,500 for single-family homes, $485,800 for duplexes, $587,250 for triplexes, and $729,800 for four-unit properties.
Conversely, conventional loan amounts max out at $548,250 for single-family residences, with limits of $702,000 for 2-units, $848,500 for 3-units, and $1,054,500 for 4-units.
To uncover today’s premier FHA rates, utilize our FHA calculator, which also assists in finding out the necessary downpayment, income requirements, credit score, reserves, and documentation you’ll need for qualification.
Utilizing the Lendersa® calculator, you can directly compare FHA rates and terms alongside those of other loan types, including conventional, jumbo, VA, USDA, non-QM, and hard money loans. This tool allows you to explore and contrast these varied options effectively.
Lendersa® rapidly gathers data from numerous lenders, syncing it with your personal financial profile to offer quick and accurate comparisons.
Reference the Loan Limits Comparison Table for 2026 in Long-Grove county, Lake, IL to compare the maximum loan amounts for FHA, conventional conforming, jumbo, USDA, VA, non-QM, super jumbo, reverse mortgage (HECM), and hard money loans. For evaluating qualification requirements like income, reserves, and credit, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $379,500 | $485,800 | $587,250 | $729,800 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $0 | $0 | $0 | $0 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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